The planner models simplified state income tax for each state, indexed to inflation. Local income taxes (city, county, school district) are not currently supported. Because local income taxes only apply to a minority of users and tend to have a relatively small impact on long-term retirement projections, we have not prioritized building dedicated support for them.

If you want to account for local income taxes in your plan, you can estimate what they will be and add a recurring expense on the Expenses page. This gives you a simple and flexible way to factor them into your cash flow.